Recently, I represented Ms Silver, a woman in her mid-fifties who had lived in her home for 20 years. She was an agency nurse, and her blue scrubs poked out from beneath a black waterproof coat.
In 2015, Ms Silver suffered a series of delays in renewing her registration as a nurse. The body that handles registrations needed her employers to write to confirm that she worked for them. But her trust managers were always too busy to send the letter. Days became weeks, and in the end Ms Silver went six months without registration. She tried to keep up with her rent, and the benefits advisers told her to declare herself self-employed. She tried to establish an online business selling jewellery, but that work brought hardly any money in. Eventually, the housing association took her to court and obtained a suspended possession order.
A suspended possession order leaves you stuck, perhaps for years, on the verge of eviction. Default on
