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Lewis v Motor Insurers Bureau: a five-month wonder?

04 October 2018 / Nicholas Bevan
Issue: 7811 / Categories: Features , Insurance / reinsurance
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The High Court rules that the MIB is an emanation of the state. Nicholas Bevan reports.

  • Lewis v MIB : provides a valuable new direct route to redress against the MIB for motor accident victims wrongly excluded from the compensatory guarantee.
  • Accordingly, motor accident victims injured in private parking areas or in private cul de sacs can now recover their compensatory entitlement from the MIB direct.
  • However, after Brexit, these important principles, which enable ordinary citizens to challenge the longstanding abuses of power and institutional bias in this area, will be lost.

In Lewis v MIB [2018] EWHC 2376 (QB), [2018] All ER (D) 53 (Sep) Mr Justice Soole ruled that the Motor Insurers’ Bureau (MIB) was liable under European law to compensate a man who was struck down and seriously injured by an uninsured motorist in a field. In doing so, he broke with a time honoured but misconceived belief that the MIB’s compensatory role is restricted to the contractual obligations with the Secretary of State for Transport.

The uninsured driver, Mr Tindale, was an elderly farmer who

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