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24 October 2025 / Mary Young
Issue: 8136 / Categories: Features , Fraud , Liability , Consumer
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Fiduciary duties: Close but not close enough?

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The Supreme Court’s judgment in the motor finance cases sheds light on the law on fiduciary duties, writes Mary Young
  • The Supreme Court judgment in Johnson v FirstRand Bank Ltd and other cases confirmed that the existence of a fiduciary duty is a necessary condition of liability for civil bribery.
  • The court found that car dealers assuming the position of intermediaries or brokers between customers and lenders for car finance did not take on fiduciary roles.
  • This article also considers the Supreme Court decision in Recovery Partners GP Ltd and another v Rukhadze and others, which also involved consideration of issues relating to fiduciary duties and their breach.

The combined motor finance cases now determined by the Supreme Court in Johnson v FirstRand Bank Ltd and other cases [2025] UKSC 33 (also known as Hopcraft v Close Brothers Ltd) have attracted significant interest in the civil fraud world because of the guidance provided in respect of the law of bribery and secret profits.

The Supreme Court confirmed that

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NEWS
Talk of a reserved ‘Welsh seat’ on the Supreme Court is misplaced. In NLJ this week, Professor Graham Zellick KC explains that the Constitutional Reform Act treats ‘England and Wales’ as one jurisdiction, with no statutory Welsh slot
The government’s plan to curb jury trials has sparked ‘jury furore’. Writing in NLJ this week, David Locke, partner at Hill Dickinson, says the rationale is ‘grossly inadequate’
A year after the $1.5bn Bybit heist, crypto fraud is booming—but so is recovery. Writing in NLJ this week, Neil Holloway, founder and CEO of M2 Recovery, warns that scams hit at least $14bn in 2025, fuelled by ‘pig butchering’ cons and AI deepfakes
After Woodcock confirmed no general duty to warn, debate turns to the criminal law. Writing in NLJ this week, Charles Davey of The Barrister Group urges revival of misprision or a modern equivalent
Family courts are tightening control of expert evidence. Writing in NLJ this week, Dr Chris Pamplin says there is ‘no automatic right’ to call experts; attendance must be ‘necessary in the interests of justice’ under FPR Pt 25
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