Consumer law: back to school; assured shortholds: s 21 notice prescribed; £5K for bankruptcy.
CONSUMERS ALRIGHT ACT: FIRST DOLLOP
“Oh no. The Sale of Goods Act—1677 wasn’t it? That’s about all I know. I learnt it at law school. They can’t take it away from me now.”
Steady on. It was 1893 actually and then there was the Sale of Goods Act 1979 (SGA 1979). What’s happened is that the Consumer Rights Act 2015 (CRA 2015)—its meat came into force on 1 October 2015 by dint of commencement order SI 2015/1630 and catches contracts made on or after that date—replaces for consumer contracts only the SGA 1979 (well, most of it), the Unfair Contract Terms Act 1977 (UCTA 1977), the Unfair Terms in Consumer Contracts Regulations 1999 (SI 1999/2083) (UCTAR), the Supply of Goods and Services Act 1982 and the Sale and Supply of Goods to Consumers Regulations 2002 (SI 2002/3045). To be precise, the replacement is for a contract made between a trader (a person acting for purposes relating to their trade, business, craft of profession) and a consumer (an