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29 July 2022 / Alexander Learmonth KC
Issue: 7989 / Categories: Features , Insurance / reinsurance , Charities
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Box office smash: aggregation dismissed

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Now that the dust has settled on Guide Dogs for the Blind v Box, Alexander Learmonth QC explains why it is good news for both consumers & solicitors
  • The Supreme Court has rejected the indemnity insurers’ appeal in Guide Dogs for the Blind v Box, after the Court of Appeal ruled that the insurers could not aggregate claims for compensation against a firm of solicitors following the theft of client funds over many years.
  • The decision confirms that insurers will not be able to limit their liability in circumstances where a solicitor has committed the same kind of infraction on a number of occasions.

Also known as Baines v Dixon Coles & Gill, last year’s Court of Appeal decision in Guide Dogs for the Blind Association and others v Box and others [2021] EWCA Civ 1211, [2022] 2 All ER 1032 generated considerable interest among solicitors generally, and the professional negligence and indemnity insurance community in particular. Now, the Supreme Court has dismissed the insurers’ application for permission to appeal that decision, and the important point

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NEWS
Talk of a reserved ‘Welsh seat’ on the Supreme Court is misplaced. In NLJ this week, Professor Graham Zellick KC explains that the Constitutional Reform Act treats ‘England and Wales’ as one jurisdiction, with no statutory Welsh slot
The government’s plan to curb jury trials has sparked ‘jury furore’. Writing in NLJ this week, David Locke, partner at Hill Dickinson, says the rationale is ‘grossly inadequate’
A year after the $1.5bn Bybit heist, crypto fraud is booming—but so is recovery. Writing in NLJ this week, Neil Holloway, founder and CEO of M2 Recovery, warns that scams hit at least $14bn in 2025, fuelled by ‘pig butchering’ cons and AI deepfakes
After Woodcock confirmed no general duty to warn, debate turns to the criminal law. Writing in NLJ this week, Charles Davey of The Barrister Group urges revival of misprision or a modern equivalent
Family courts are tightening control of expert evidence. Writing in NLJ this week, Dr Chris Pamplin says there is ‘no automatic right’ to call experts; attendance must be ‘necessary in the interests of justice’ under FPR Pt 25
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